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Making your own payment processor

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  • simon@the.socialmusic.networkS This user is from outside of this forum
    simon@the.socialmusic.networkS This user is from outside of this forum
    simon@the.socialmusic.network
    wrote last edited by
    #1

    Payment Processor Fun 2025 -- Making Your Own MSP

    favicon

    (voidfox.com)

    This felt like the kind of crowd that might be interested in this!

    mel@the.socialmusic.networkM how@the.socialmusic.networkH 2 Replies Last reply
    0
    • simon@the.socialmusic.networkS simon@the.socialmusic.network

      Payment Processor Fun 2025 -- Making Your Own MSP

      favicon

      (voidfox.com)

      This felt like the kind of crowd that might be interested in this!

      mel@the.socialmusic.networkM This user is from outside of this forum
      mel@the.socialmusic.networkM This user is from outside of this forum
      mel@the.socialmusic.network
      wrote last edited by
      #2

      Brilliant level of detail in that! Yeah, I was looking into it a while ago, being sick of the reliance on PayPal and Stripe.

      I did find a few other initiatives though.

      • in Brazil only: Pix is a central bank run bank-to-bank thing with no fees. It IS possible if there is political will!
      • GNU Taler: in development. Digital wallet (not blockchain) that’s backed by Swiss financial regulators. There will be fees (but at least it’s not going to Peter Thiel and the like)
      limebar@the.socialmusic.networkL 2 Replies Last reply
      0
      • mel@the.socialmusic.networkM mel@the.socialmusic.network

        Brilliant level of detail in that! Yeah, I was looking into it a while ago, being sick of the reliance on PayPal and Stripe.

        I did find a few other initiatives though.

        • in Brazil only: Pix is a central bank run bank-to-bank thing with no fees. It IS possible if there is political will!
        • GNU Taler: in development. Digital wallet (not blockchain) that’s backed by Swiss financial regulators. There will be fees (but at least it’s not going to Peter Thiel and the like)
        limebar@the.socialmusic.networkL This user is from outside of this forum
        limebar@the.socialmusic.networkL This user is from outside of this forum
        limebar@the.socialmusic.network
        wrote last edited by
        #3

        And seen this?

        Link Preview Image
        CrowdBucks is a new payment system for the Fediverse

        A new, open source, self-hostable fundraising system for the Fediverse has been released. The project is very young, but there's a huge amount of promise.

        favicon

        We Distribute (wedistribute.org)

        direct: https://wedistribute.org/2025/08/introducing-crowdbucks/

        simon@the.socialmusic.networkS roberta@the.socialmusic.networkR 2 Replies Last reply
        0
        • mel@the.socialmusic.networkM mel@the.socialmusic.network

          Brilliant level of detail in that! Yeah, I was looking into it a while ago, being sick of the reliance on PayPal and Stripe.

          I did find a few other initiatives though.

          • in Brazil only: Pix is a central bank run bank-to-bank thing with no fees. It IS possible if there is political will!
          • GNU Taler: in development. Digital wallet (not blockchain) that’s backed by Swiss financial regulators. There will be fees (but at least it’s not going to Peter Thiel and the like)
          limebar@the.socialmusic.networkL This user is from outside of this forum
          limebar@the.socialmusic.networkL This user is from outside of this forum
          limebar@the.socialmusic.network
          wrote last edited by
          #4

          I have some small exposure to KYC from my past career "know your customer" and it is a nightmare. This is a very interesting read.

          limebar@the.socialmusic.networkL 1 Reply Last reply
          0
          • limebar@the.socialmusic.networkL limebar@the.socialmusic.network

            And seen this?

            Link Preview Image
            CrowdBucks is a new payment system for the Fediverse

            A new, open source, self-hostable fundraising system for the Fediverse has been released. The project is very young, but there's a huge amount of promise.

            favicon

            We Distribute (wedistribute.org)

            direct: https://wedistribute.org/2025/08/introducing-crowdbucks/

            simon@the.socialmusic.networkS This user is from outside of this forum
            simon@the.socialmusic.networkS This user is from outside of this forum
            simon@the.socialmusic.network
            wrote last edited by
            #5

            This uses Stripe, so it feels like it's not really a Replacement For Stripe (TM). It feels more like a replacement for Patreon.

            limebar@the.socialmusic.networkL 1 Reply Last reply
            0
            • limebar@the.socialmusic.networkL limebar@the.socialmusic.network

              And seen this?

              Link Preview Image
              CrowdBucks is a new payment system for the Fediverse

              A new, open source, self-hostable fundraising system for the Fediverse has been released. The project is very young, but there's a huge amount of promise.

              favicon

              We Distribute (wedistribute.org)

              direct: https://wedistribute.org/2025/08/introducing-crowdbucks/

              roberta@the.socialmusic.networkR This user is from outside of this forum
              roberta@the.socialmusic.networkR This user is from outside of this forum
              roberta@the.socialmusic.network
              wrote last edited by
              #6

              More info here: https://the.socialmusic.network/t/funding-for-musicians-devs/168/9?u=roberta

              1 Reply Last reply
              0
              • simon@the.socialmusic.networkS simon@the.socialmusic.network

                This uses Stripe, so it feels like it's not really a Replacement For Stripe (TM). It feels more like a replacement for Patreon.

                limebar@the.socialmusic.networkL This user is from outside of this forum
                limebar@the.socialmusic.networkL This user is from outside of this forum
                limebar@the.socialmusic.network
                wrote last edited by
                #7

                ah I see, good point

                1 Reply Last reply
                0
                • limebar@the.socialmusic.networkL limebar@the.socialmusic.network

                  I have some small exposure to KYC from my past career "know your customer" and it is a nightmare. This is a very interesting read.

                  limebar@the.socialmusic.networkL This user is from outside of this forum
                  limebar@the.socialmusic.networkL This user is from outside of this forum
                  limebar@the.socialmusic.network
                  wrote last edited by
                  #8

                  I enjoyed the mention of cryptocurrency here as well...

                  A few days ago I was lamenting that the playing field is so not level wrt payments and there ought to be a way to decentralize and something like cryptocurr..... :upside_down_face: uh hang on a moment!

                  What is needed is something the fulfills on the promise of what cryptocurrency was originally imagined to be and nothing like what it actually is. Although, more likely, the original promise was a lie and it was always truly meant to be the abomination it is.

                  1 Reply Last reply
                  0
                  • simon@the.socialmusic.networkS simon@the.socialmusic.network

                    Payment Processor Fun 2025 -- Making Your Own MSP

                    favicon

                    (voidfox.com)

                    This felt like the kind of crowd that might be interested in this!

                    how@the.socialmusic.networkH This user is from outside of this forum
                    how@the.socialmusic.networkH This user is from outside of this forum
                    how@the.socialmusic.network
                    wrote last edited by
                    #9

                    TALER Integration Community Hub comes with free software development grants to integrate GNU Taler with your software. Coming up with a federated solution that can be used by all the projects here, or maybe combining options to serve the music community around a common proposal might be an interesting take. Certainly there is a number of music-specific use-cases that can be shared beyond the simple implementation of micro-payments for singles.

                    Note that GNU Taler has KYC builtin thanks to the use of IBANs and strong cryptography, which drops the cost of operation down to something that enables micropayments: transaction fees are a fraction of those used in classical payment systems such as Visa/Mastercard, Stripe, Paypal... And it preserves your privacy as a buyer: nobody knows you're a fan of S̵̖͑̋̆͛ŭ̵̱̃p̷̢̥͕͕̞͒̄́͛e̴̛̘̪̣͑̈́͜r̸̬̣̳̫̀̆̆́s̶͉̟͛t̷̘̞̘͌̾͊̏̄a̷̛̭͑̋r̸̫̥̮̘̾̚.

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